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A calmer way to manage money

Give every dollar
a home.

A clear place for your money. A thoughtful plan for your life. Fund-based budgeting that keeps you in control.

Completely ad-free. No financial product sales.
Our business is subscriptions. Our focus is you.

Free plan, no expiry. No credit card required.

Illustrative example · Your decisions stay yours.
Built around your life. Guided by your decisions.Invite-only founding beta Join the waitlist

A little structure. A lot more clarity.

Money makes more sense
when it has a purpose.

Most tools tell you where your money went. Steward helps you decide where it belongs — before the next decision.

  1. 01

    Give it a home

    Name a fund for what matters: this month's groceries, next summer's trip, a little breathing room.

  2. 02

    Keep it in view

    Bring in your transactions. Review the suggested fund, make any changes, and confirm when you're ready.

  3. 03

    Find your rhythm

    Review the month, understand what changed, and make a plan for the next one. One clear step at a time.

Made for the way life works

Daily clarity.
Room for tomorrow.

Your finances are more than a list of transactions. See the everyday details and the plans you're building toward, together.

01 / Your funds

Some money is for today.
Some is for what's next.

Keep everyday spending and longer-term goals in their own named funds. In Fund mode, what you don't spend stays ready for next month.

A home for every kind of plan Illustrative example
02 / Your decisions

A helping hand.
You have the final say.

Import transactions, review suggestions, and confirm where they belong. Bank connections are read-only. Steward can never move your money.

See how guidance works Illustrative example · AI suggestion

AI guidance is informational only — it isn't financial, legal, or tax advice. Steward never moves money or applies changes without your confirmation. For financial decisions, talk to a banker or a licensed financial professional.

03 / Your monthly rhythm

Close the month with a clear head.

A guided review connects what happened with what comes next. Understand the month, reconcile, plan, and close when you're ready.

  1. Understand
  2. 02Reconcile
  3. 03Plan
  4. 04Close

A different relationship with your money

Your budget is yours.
So are your decisions.

No ads. No selling your data. No credit-card offers, loan referrals, or financial product pitches. Paid subscriptions support Steward, including its free plan.

Read what we stand for

A plan that fits

Start with the essentials.
Grow at your own pace.

Free during the invite-only founding beta. At launch, keep Manual Mode for free or choose a connected plan when it's useful to you.

Manual Mode
$0 no expiry

A thoughtful budget, on your terms.

Up to 20 spending lines, 4 income lines, and unlimited manual transactions. Your bank connection is optional.

Explore the free plan

Free plan — no expiry · 90-day bank sync planned for public launch. Scheduled bank sync is arriving during beta. No payment is required to join the waitlist.

A few things to know

Clear answers.
No fine-print maze.

All questions
Is the free plan really free?

Yes. Manual Mode has no expiry: fund-based budgeting with up to 20 spending budget lines, 4 income budget lines, and unlimited manual transactions. No credit card or ads.

Do I have to connect my bank?

No. You can budget by hand in Manual Mode. Bank connections on Essentials are optional, encrypted, and read-only. You can disconnect at any time.

Does the AI ever move my money?

Steward never moves your money. AI only suggests; you confirm every categorization and budget change. Its guidance is informational, not financial advice.

A clearer picture starts here.

Join the waitlist. We'll send your invitation when your place in the founding beta is ready.