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A calmer way to manage money

Give every dollar
a home.

A clear place for your money. A thoughtful plan for your life. Fund-based budgeting that keeps you in control.

Completely ad-free. No financial product sales.
Our business is subscriptions. Our focus is you.

Free plan, no expiry. No credit card required.

Illustrative dashboard · Sample data
Built around your life. Guided by your decisions.Invite-only founding beta Join the waitlist

A little structure. A lot more clarity.

Money makes more sense
when it has a purpose.

Most tools tell you where your money went. Steward helps you decide where it belongs — before the next decision.

  1. Give it a home

    Name a fund for what matters: this month's groceries, next summer's trip, a little breathing room.

  2. Keep it in view

    Bring in your transactions. Review each new or uncertain suggestion and confirm it; optional rules you enable can file familiar payees automatically.

  3. Find your rhythm

    Review the month, understand what changed, and make a plan for the next one. One clear step at a time.

Made for the way life works

Daily clarity.
Room for tomorrow.

Your finances are more than a list of transactions. See the everyday details and the plans you're building toward, together.

01 / Your funds

Some money is for today.
Some is for what's next.

Keep everyday spending and longer-term goals in their own named funds. In Fund mode, what you don't spend stays ready for next month.

A home for every kind of plan Illustrative example
02 / Your decisions

A helping hand.
You have the final say.

Import transactions, review new suggestions, and confirm where they belong. Optional rules you enable can file familiar payees automatically. Bank connections are read-only. Steward can never move your money.

See how guidance works Illustrative example · AI suggestion

AI guidance is informational only — it isn't financial, legal, or tax advice. Steward never moves money or applies changes without your confirmation. For financial decisions, talk to a banker or a licensed financial professional.

03 / Your monthly rhythm

Close the month with a clear head.

A guided review connects what happened with what comes next. Understand the month, reconcile, plan, and close when you're ready.

  1. Understand
  2. 02Reconcile
  3. 03Plan
  4. 04Close

A different relationship with your money

Your budget is yours.
So are your decisions.

No ads. No selling your data. No credit-card offers, loan referrals, or financial product pitches. Paid subscriptions support Steward, including its free plan.

Read what we stand for

A plan that fits

Start with the essentials.
Grow at your own pace.

Free during the invite-only founding beta. At launch, keep Manual Mode for free or choose a connected plan when it's useful to you.

Manual Mode
$0 no expiry

A thoughtful budget, on your terms.

Up to 20 spending lines, 4 income lines, and unlimited manual transactions. Enter everything by hand, with no connection setup.

Explore the free plan

Free plan — no expiry · New accounts include a 90-day bank-sync trial for one institution (one checking and one savings account). Free limits stay at 20 expense and 4 income lines. No payment is required to join the waitlist.

A few things to know

Clear answers.
No fine-print maze.

All questions
Is the free plan really free?

Yes. Manual Mode has no expiry: fund-based budgeting with up to 20 spending budget lines, 4 income budget lines, and unlimited manual transactions. No credit card or ads.

Do I have to connect my bank?

No. You can budget by hand in Manual Mode. Bank connections on Essentials are optional, encrypted, and read-only. You can disconnect at any time.

Does the AI ever move my money?

Steward never moves your money. New AI suggestions and budget changes wait for your confirmation; optional rules you enable can file familiar payees automatically. Its guidance is informational, not financial advice.

A clearer picture starts here.

Join the waitlist. We'll send your invitation when your place in the founding beta is ready.