Features
Everything you need to give every dollar a home
Steward Your Money pairs a calm fund-based budgeting system with just enough automation to lighten financial management – and keeps you in charge of every decision.
01 / Funds & fund groups
Every dollar gets a home, organized your way
Create spending funds for everyday life and sinking funds for the big stuff — a vacation, home improvements, automobile replacement, you choose. Group them however your life is actually organized and give sinking funds a target amount and date so you always know if you're on track.
- Spending funds for monthly living, sinking funds for future goals
- Fund mode carries leftover money forward; Budget mode resets each month
- Target amounts and dates with on-track projections
Illustrative example
02 / Bank sync
Bring in your transactions without retyping them
Connect your bank through Plaid and import new transactions whenever you like — no piles of receipts to type in. Scheduled bank sync is arriving during the beta. And if you'd rather not connect a bank (or yours isn't supported yet), manual entry is always available and always will be.
- Encrypted connections via Plaid — Steward never sees your credentials
- Imports arrive deduplicated and ready to assign; scheduled sync arriving during beta
- Manual entry always available, bank connection never required
Illustrative example
03 / AI-assisted categorization
It suggests. You confirm. It learns.
Steward reads each incoming transaction and suggests the fund it probably belongs to. You confirm with one tap — or correct it, and Steward learns your preference for that payee. Nothing is ever filed without your say-so.
- One-tap confirm on every suggestion — you stay in control
- Learns from your corrections, payee by payee
- No suggestion is ever applied automatically
AI guidance is informational only — it isn't financial, legal, or tax advice. Steward never moves money or applies changes without your confirmation. For financial decisions, talk to a banker or a licensed financial professional.
Illustrative example
04 / Dashboards
See the whole month at a glance
Budget vs. actual for every fund, live fund balances, and an unassigned queue that tells you exactly what needs a decision. Clearly labeled when you're under or over — no digging to find out how the month is going.
- Budget vs. actual, per fund and for the whole month
- Live fund balances, including sinking-fund progress
- An unassigned queue so nothing slips through unfiled
Illustrative example
05 / Security & privacy
Private by design, Your data protected
Your finances are nobody else's business. Data is encrypted in transit and at rest, each household's information stays private, and our business model is subscriptions — so there are no ads, and your data is never sold. You can export everything, anytime.
- Encryption in transit and at rest
- Your household’s financial information stays private
- No ads, no data sales, export anytime
Illustrative example
See it with your own numbers
Join the waitlist for early access — founding members get an offer at launch.