Pricing
Steward is free while we build, and Manual Mode is a complete free plan with no expiry. Paid tiers add automation, never access to your own numbers.
Free during the invite-only founding beta. Prices below are planned for launch.
Full fund-based budgeting with no expiry. No credit card, no ads.
No credit card required
Join the waitlistBank imports, AI-assisted categorization, and monthly budget reviews.
Save $16.88 per year vs monthly billing.
Join the waitlistTrusted Advisor roles, deeper AI guidance, and advanced reporting — arriving during the beta.
Save $20.88 per year vs monthly billing.
Join the waitlistSteward is funded by subscriptions. No ads, financial product sales, referral fees, or commissions — on any plan.
Compare plans
| Feature | Manual Mode | EssentialsConnected | PremiumSoon |
|---|---|---|---|
| Price | No expiry | Free during beta — planned at $79/yr | Free during beta — planned at $99/yr |
| Bank sync | — | Bank transaction imports (scheduled sync arriving during beta) | Bank transaction imports (scheduled sync arriving during beta) |
| Users | 1 | 2 — planned during beta | 3 — planned during beta |
| Spending budget lines | 20 | Unlimited | Unlimited |
| Income budget lines | 4 | Unlimited | Unlimited |
| Manual transactions | Unlimited | Unlimited | Unlimited |
| Recurring templates | — | Included | Included |
| Monthly budget review | — | Included | Included |
| AI guidance | — | Standard suggestions | Deeper guidance — planned during beta |
| Trusted Advisor access | — | — | Planned during beta |
| Net-worth dashboard | — | — | Planned during beta |
| Reconciliation | — | — | Planned during beta |
| Advanced reporting | — | — | Planned during beta |
| Exports | Watermarked | Watermark-free PDF & CSV | Watermark-free PDF & CSV |
| Support | Community & help center | Email support | Priority email support — planned |
Pricing FAQ
Nothing. Steward is free while we build. When we launch, planned pricing is $7.99 a month or $79 a year for Essentials, and $9.99 a month or $99 a year for Premium — monthly and annual are both offered, and Manual Mode has no expiry. Waitlist members hear about pricing first, with a founding-member offer.
Yes. Cancel in one click from your account settings — no phone calls, no hoops. You keep paid features until the end of your billing period, then your account moves to Manual Mode with all of your data intact.
On Manual Mode, PDF and CSV exports include a small “Made with Steward” watermark. All of your data is still there and fully usable. Essentials and Premium exports are watermark-free.
Never. Steward makes money from subscriptions — that's the whole business model. There are no ads, no data brokers, and no “anonymized insights” sold on the side. Your financial data is yours.
Prices shown are in USD. We plan to bill Canadian members in CAD at equivalent pricing at launch, so exchange rates don't add surprises to your subscription.
Join the waitlist today — you'll be first in line, and Manual Mode has no expiry either way.
